Helping You Find Your Way Back From A Car Accident

The personal injuries and financial losses caused by a serious car accident can alter the course of your life. One moment you are thinking about plans with friends and family, the next you're making an accident report or being treated in an emergency room.

If you have suffered a loss due to a car accident, it's important to work with an experienced personal injury attorney. At Spicer, Olin & Associates, P.C., we have been helping injury victims in Blacksburg and the surrounding communities get the compensation they deserve for over 30 years. You can count on us when you need experienced, knowledgeable and assertive legal representation.

Automobile Accident Negligence In Virginia

Virginia is an "at-fault" insurance state when it comes to car accident liability. That means the person who caused the accident — and their insurance company — is responsible for paying for expenses such as medical bills, property damage, lost wages and other losses you may have incurred as a result of being injured.

In the majority of incidents, the other driver will have insurance that we can file a claim against on your behalf. Virginia requires drivers to have liability insurance that covers bodily injury, fatalities and property damage. Minimum coverage includes:

  • $25,000 for bodily injury or fatality (one person)
  • $50,000 for bodily injury or death (two or more people)
  • $20,000 for property damage

While requiring insurance is a good first step toward ensuring injured drivers get compensation, there are two significant problems. If you consider these coverage limits against the high cost of medical treatment or new cars, it's easy to imagine that the insurance would be quickly exhausted. Further, many motorists do just sign up for minimum coverage to satisfy the requirements. That means you may need a lawyer to help you recuperate your losses by filing a civil lawsuit. Fortunately, our attorneys navigate the civil court system every day.

Work With An Experienced Car Accident Attorney

Injured motorists also run into claim rejections by insurance carriers. Keep in mind that "Big Insurance" is in business to turn a profit and paying out claims impacts their bottom line. Another tactic insurance giants use is to underpay your claim. They attempt to give you enough money to pay a portion of your losses so you won't hire a lawyer.

At the end of the day, insurers are trying to make money and your claim is just a red mark in their ledger. Our law firm is fully aware of these attempts to deny you just compensation and know how to push back and make them pay.

If you have been injured in an automobile accident, it's important that you have a lawyer who will fight to get you the compensation you deserve. Contact Spicer, Olin & Associates, P.C., at our Blacksburg, Virginia, office by calling 540-315-8799 or sending us an email online.