Spicer, Olin & Associates, P.C. Spicer, Olin & Associates, P.C.

Blacksburg Law Blog

These 4 alternatives to foreclosure could help you keep your home

If you are struggling with paying your bills, one thing that you may be worried about is foreclosure. If foreclosure is a real and potential problem, the good news is that there are some alternatives to foreclosure that you may be able to access.

Before you turn to foreclosure or ask about bankruptcy, take a look at these options. You may be able to get your mortgage back on track.

Choose the right business structure for your start-up

You've been interested in starting up your own company for quite some time, but you aren't sure where to start. You know that having a business is complex, and there are many things you need to do.

The first thing you'll want to do is to sit down and decide on your business structure. There are several different structures you may want to consider. These include partnerships, Limited Liability Company (LLC), nonprofits, sole proprietorships and corporations. Each of these has its own benefits, affects how taxes are paid and dictates other details about how the business should be handled and run. For example, with a sole proprietorship, you won't have the same protections against personal liability as those with corporations.

How do you know if a driver was at fault for your crash?

When you're driving, you might notice that not every driver is doing what they're supposed to. One person might be speeding. Another might be weaving in and out of traffic. In general, people aren't always great at following traffic laws, and that can put them and others at risk of being involved in a crash.

While many people don't intend to cause a crash, they may still be considered negligent drivers if they do end up making a mistake that leads to a collision. To prove that a driver was negligent, you will need to show that:

  • The driver owed a duty of care to those around them (all drivers owe a duty of care to others on the roads).
  • A breach of that duty. For example, if the driver leaves their lane without a turn signal, they could be accused of breaching their duty.
  • The driver caused the crash as a result of their actions.
  • You suffered injuries and damages as a result of the other party's actions.

Avoid voluntarily providing probable cause for a DUI arrest

You may be asking yourself what you could do "voluntarily" to give a police officer the evidence he or she needs in order to arrest you for DUI. After all, once the officer stops you, don't you have to do whatever he or she says? Actually, no, you don't have to do whatever the officer asks.

You do need to provide some information to establish your identity, but beyond that, you can politely refuse to answer any questions. Okay, you may have known that you have the right to remain silent, but did you know you also have the right to refuse to participate in field sobriety tests?

Give trucks the space they need to help prevent a crash

Truck accidents can lead to serious, life-changing injuries. People who are riding in passenger vehicles when they are hit by a truck could suffer from permanent disabilities or serious head injuries that impact them for the rest of their lives.

The reason that truck accidents are often so serious is because of the weight discrepancies between the two vehicles. Did you know that the maximum weight for a U.S. semitruck with a full trailer is 80,000 pounds? A typical passenger vehicle weighs around 3,000 pounds, so you can see that there is a huge discrepancy. A semi can easily crush a smaller vehicle, leading to crushing injuries and other forms of severe trauma.

What's the right type structure for your new Virginia business?

Starting a new business is an exciting time for any prospective business owner in Virginia. The start-up process can be thrilling for someone who has always wanted to be an entrepreneur, but there are also several important things to consider during this time. The decisions made at the very beginning will affect a business for years to come, which is why it is crucial to think clearly about long-term goals. 

One important decision you will have to make during this time is deciding which type of structure is best for your company. Choosing an entity will affect multiple aspects of your operations, and you have to look at your long-term goals and objectives for the future before deciding. Each company has different goals, which is why there are several types of entities you may consider.

Virginia courts see changes with change in control of House

Here's an interesting thing to think about: What if there was a middle ground when it came to penalizing those who committed crimes? Perhaps long sentences and punishments don't always fit the crime or do anything to truly help a person or society on the whole.

Virginia's laws are changing. While not every suggestion can be made into law, one reform that was recently approved included raising the age that teens can be tried as adults from 14 to 16. Another law, one that allowed students who misbehaved to be charged with disorderly conduct, was repealed.

Blacksburg celebrates first snow but sees crashes, stuck vehicles

Located in Montgomery County, Blacksburg is a beautiful town to live in. There are lots of friendly people and plenty of things to do. Unfortunately, like many other places, there is still a risk of getting hit by a car or suffering an injury as a result of other people's actions.

One thing that you do have to be cautious of in Blacksburg is poor weather conditions for driving. At the local schools, students have enjoyed the season's first snowfall in January, but that doesn't mean that the roads and sidewalks aren't treacherous. Students were warned that sidewalks, though clear in the evening, could become slick and refreeze, putting them at risk of falling.

There are many consequences for a teen drunk driving conviction

Blacksburg area parents know that their teens do not always make the best decisions. Teens can make decisions that may land them in a situation that they cannot get out of. Teens often are victims of peer pressure and sometimes choose to drink alcohol to fit in. If a teen then gets into his car after drinking, they can find themselves in serious trouble, including criminal charges.

Virginia has a zero tolerance for underage drivers consuming alcohol. This law means that any teen who has a blood alcohol content (BAC) of 0.02 or more and who is caught driving a car will be charged with an underage DUI. If a teen is found guilty of the DUI, they face fines, a license suspension and a criminal record that follows them for years. The penalties may increase with a higher BAC or subsequent DUIs.

Be cautious before you sign a commercial lease agreement

When you find the perfect space for your Virginia company, you may be excited to move ahead as soon as possible. It can be quite difficult to find the right kind of storefront, warehouse or commercial building for your business, but there are plenty of reasons you should proceed cautiously and carefully. One way you can do this is by negotiating the terms of your commercial lease.

If you sign a lease, the terms of this agreement will impact your company for a long time. Landlords often have standard agreements they ask tenants to sign, but this may not be in your best interests. It could be more prudent for you to try and negotiate the terms, seeking a lease that will provide security for your company long-term. Whether you are drafting an agreement or reviewing a contract before signing, there are important things you will need to take into consideration. 

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Spicer, Olin & Associates, P.C.

Spicer, Olin & Associates, P.C.
504 S Main St
Blacksburg, VA 24060

Phone: 540-315-8799
Fax: 540-951-5139
Blacksburg Office Location